{"id":5948,"date":"2018-02-07T06:19:48","date_gmt":"2018-02-07T06:19:48","guid":{"rendered":"http:\/\/www.carmelss.edu.hk\/buddingwriters\/?p=5948"},"modified":"2018-02-07T06:19:48","modified_gmt":"2018-02-07T06:19:48","slug":"going-cashless-should-be-our-future","status":"publish","type":"post","link":"https:\/\/www.carmelss.edu.hk\/buddingwriters\/archives\/5948","title":{"rendered":"Going cashless should be our future"},"content":{"rendered":"

You have been following an online debate in a current affairs forum about the promotion of the use of<\/strong>
\nelectronic payment. Should we ditch cash? Write a blog entry telling whether we should go cashless.<\/strong><\/p>\n

Going cashless should be our future<\/span><\/p>\n

Since the issue of Octopus Cards in 1997, a trend of craving for electronic payment has started. Hong Kong\u00a0was once hailed as an innovative city at that time but it\u2019s no longer the case as the developments of e-payment in\u00a0other countries or regions have surpassed us for long. For our own sake, and to catch up the world, why do we still\u00a0insist on using cash but not going cashless?
\nFirst of all, using electronic payment brings us HUGE benefits. Have you ever been stranded by the situation\u00a0that all of your friends are holding a $500 note when you are going to pay the bill for a meal? We all die hard when\u00a0dealing with the change issues. However, with a mobile phone, we can get rid of the struggles. Taking WeChat Pay in\u00a0China as an example, not only can a bill be paid with just a tap, friends can also settle their debts with just a scan on\u00a0a QR code. No change. No coins. No calculations. How wonderful! Together with the ubiquity of smartphones in\u00a0Hong Kong, the development of electronic payment can set off at a rapid rate, making our purchases and\u00a0management of money more convenient.
\nApart from bringing us tremendous convenience, using electronic payment can help us keep pace with the\u00a0global trend, of which Hong Kong was once the head. Regrettably, it seems that Hong Kong is too complacent of the\u00a0\u2018innovation\u2019 of adopting Octopus Cards. We should be more alert to the worldwide development of e-payment\u00a0which people of other countries have already embraced. The mainland China is definitely standing out, with almost\u00a0all shops, including vendors and so on, using WeChat Pay, and the prevalence of Taobao, where people use Alipay as\u00a0a method of payment. With the title of a world city, Hong Kong, however, cannot follow the trend even though a\u00a0fertile ground has already been provided. What a SHAME! Therefore, we should welcome electronic payment so as\u00a0to clinch the title authentically.
\nSome may, however, raise their eyebrows over the security and privacy issues worrying that hackers may get\u00a0the passwords of our accounts and steal our money. As in the early November, a travel agency, WWPKG, was hacked\u00a0and the information of customers and their credit cards was captured. The company was blackmailed, stirring up\u00a0concerns over cyber security. Yet, it is not a valid criticism against the security of electronic payment. Actually,\u00a0before we can successfully pay for our bills, we need to be approved by using our fingerprints, which are impossible\u00a0to be replicated. Moreover, the registration steps of some e-payment systems require users\u2019 Face IDs as recognition.\u00a0With the reliable biotechnology, I\u2019m quite sure that hackers unlikely have the chance to get access to our electronic
\nwallets. Furthermore, the government has been stepping up its efforts on the publicity on cyber security to enhance\u00a0public awareness, further reducing the probability of getting people into troubles as they are on guard.
\nAll in all, Hong Kong has everything ready but just a small step forward. There are conspicuous signs that\u00a0Hong Kong people are welcoming electronic payment as more and more of them are using Apple Pay or Google\u00a0Wallet. The future, which means a bright, easy and convenient life, is actually foreseeable. And so, why don\u2019t we go\u00a0cashless when the benefits are crystal clear? You know what you should choose, right?<\/p>\n","protected":false},"excerpt":{"rendered":"You have been following an online debate in a current affairs forum about the promotion of the use o<\/strong>electronic payment. Should we ditch cash? Write a blog entry telling whether we should go cashless.<\/strong>

Going cashless should be our futur<\/span><\/p>Since the issue of Octopus Cards in 1997, a trend of craving for .........Read More<\/a>","protected":false},"author":28,"featured_media":8474,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5948","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","language-en","classlevel-s5","schoolyear-77"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.carmelss.edu.hk\/buddingwriters\/wp-json\/wp\/v2\/posts\/5948","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.carmelss.edu.hk\/buddingwriters\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.carmelss.edu.hk\/buddingwriters\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.carmelss.edu.hk\/buddingwriters\/wp-json\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/www.carmelss.edu.hk\/buddingwriters\/wp-json\/wp\/v2\/comments?post=5948"}],"version-history":[{"count":2,"href":"https:\/\/www.carmelss.edu.hk\/buddingwriters\/wp-json\/wp\/v2\/posts\/5948\/revisions"}],"predecessor-version":[{"id":5956,"href":"https:\/\/www.carmelss.edu.hk\/buddingwriters\/wp-json\/wp\/v2\/posts\/5948\/revisions\/5956"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.carmelss.edu.hk\/buddingwriters\/wp-json\/wp\/v2\/media\/8474"}],"wp:attachment":[{"href":"https:\/\/www.carmelss.edu.hk\/buddingwriters\/wp-json\/wp\/v2\/media?parent=5948"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.carmelss.edu.hk\/buddingwriters\/wp-json\/wp\/v2\/categories?post=5948"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.carmelss.edu.hk\/buddingwriters\/wp-json\/wp\/v2\/tags?post=5948"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}